Achieving your financial goals is not just about putting money away for a rainy day or retirement. By tailoring an ongoing plan specific to you, offering advice on the intricacies of investment, taxation and ever-changing regulations financial planning can help you to achieve your dreams.
For many people superannuation is likely to be their primary source of income in retirement. Considering that you could spend almost a third of your life in retirement, your time after full-time work deserves some careful planning. A number of options are available to ensure you have sufficient income in retirement.
Your lifestyle in retirement will be governed largely by your financial position. That’s why it’s so important to start planning for your financial security as soon as possible. The earlier you start planning, the more you’ll be able to grow your retirement ‘nest egg’.
Income protection insurance can help you manage your expenses if you are unable to work for a certain amount of time if you are sick or injured. We’ll help you navigate the process from the taking out a policy to making a claim and receiving your payout, taking the stress out of your hands.
Wills & Estate Planning
Estate planning involves arranging your affairs in such a way that they benefit you today as well as your beneficiaries should you pass away. No matter what your personal circumstances are, estate planning aims to place your financial affairs on the strongest possible foundation and to ensure maximum effectiveness in the transfer of wealth to your beneficiaries.
Gearing typically means borrowing to invest. We can help you with the costs and interest payable on your borrowings that are tax deductible and may be offset against other taxable income.
Self Managed Super Fund
Be in charge of your Super and ensure your Self-Managed Super Fund is tax compliant with advice from our knowledgeable and experienced Advisers.
How would your life change if you were totally disabled and unable to earn a regular income due to sickness or injury? Would you be able to meet day to day expenses, let alone achieve personal goals? And most importantly, how will your family cope?
Redundancy is a term that everyone has heard, and in more recent times, everyone knows someone who has been made redundant. Whether forced or voluntary, redundancy can be a difficult career hurdle to navigate. We can help you put a plan in place to manage your redundancy to ensure financial security now and into the future.
Accounting & Taxation
Our partner firm Harbour City Accounting Qld are a full service accounting firm with accountants co-located in our Gladstone and Rockhampton offices. With a team of 12, they can assist with all your business and taxation needs.
Home Loans & Lending
You’ve been saving hard and you finally have a deposit together or perhaps you want to refinance you mortgage to get a better deal?
Contact us today to discuss any of these services.